Mortgage is pronounced MOR-gij (IPA /ˈmɔːrɡɪdʒ/). Silent 't' — say 'MOR' then 'gij' like the end of 'fridge'.
IPA: /ˈmɔːrɡɪdʒ/
Syllables: MOR · gij
Common ESL mistake: Learners pronounce the 't' saying 'mort-gage' as written.
Tip: Silent 't' — say 'MOR' then 'gij' like the end of 'fridge'.